1.What is State Bank Anywhere Personal?
It is State Bank of India Retail banking application offered on Mobile. All the existing Anywhere, Freedom app users and Internet banking users can use this application. The application is available at Google Play store, Apple App store for Android, Windows and Apple smartphones. SBI Retail Internet Banking Users can download the application from respective application market places and access the application with his/her internet banking username and password.
The following services can be seamlessly experienced using the application:
|Financial Transactions||Non-financial transactions|
|Fund Transfer to accounts in SBI and other Banks to registered beneficiaries||Manage Debit Cards Access and Transaction Limits|
|Credit Card ( VISA ) transfer||ATM cum Debit Card hot listing|
|RTGS Funds transfer||m-Passbook|
|Quick Transfer using IMPS for unregistered beneficiaries||Cheque Book Request|
|mCash Facility||Online Nomination|
|Instant Opening and Closure of Term and Recurring Deposits||Locker Availability Enquiry|
|IMPS Funds Transfer and Merchant Payments||Aadhaar Linking|
|Mobile Top -Up and DTH Recharge||TDS Enquiry|
|Post-paid bill payment||Call Us|
|Bill Pay for registered billers||State Bank Collect|
|mCommerce Facility||SB Buddy|
2. What are the key benefits of this service?
It helps customers to conduct banking transactions 24x7 at his/her convenience from any place (Anywhere Banking) just by the use of a mobile phone.
3. Who can apply for this service? How do I register for the mobile banking services?
This service is available to all SBI customers having an operative savings bank or current account
4. What are the accounts that can be linked for Mobile Banking Services? I have accounts in different branches. How do I register for mobile banking services for all these accounts?
All the accounts linked to the CIF number will be automatically linked.
5. Is this service available 24x7?
Yes, the service is available round the clock.
6. Is there a limit on the size of payment I can make?
Yes. Following are the transaction limits for the respective mode of transaction:
|Transaction Types||Daily Limit||Charges|
|Credit Card (VISA) Bill Pay||25,000/- Per Transaction (Per day Max. 50,000/-)||Rs. 15 Per transaction (Incl. of taxes)|
|mCash||Rs. 1,101 per transaction, Rs. 2,202 per day per user||Rs. 2.50 Per transaction (Incl. of taxes)|
|Funds Transfer (Own Accounts)||Up to a cumulative of Rs. 2,00,00,000/- per user||Nil|
|Instant Term Deposits – e-TDR/e-STDR||Up to a cumulative of Rs. 99,99,999/- per user||Nil|
|Recurring Deposits e-RD||Up to a cumulative of Rs. 99,99,999/- per user||Nil|
|Mobile Top-up & DTH Recharge||Up to Rs. 50,000 per user||Nil|
|Bill Pay||Up to Rs. 50,000 per user||Nil|
|Fund Transfer within SBI (Other than own accounts)||Up to a cumulative of Rs.10,00,000/- per user||Nil|
|Fund Transfer NEFT||Up to a cumulative of Rs.10,00,000/- per user||Rs.1 to 10,000 - Rs.1.00 per Transaction + Tax, Rs.10,001 to 1,00,000 - Rs.2 per Transaction + Tax, Rs.1,00,000 to 2,00,000 - Rs.3 per Transaction + Tax and Rs.2,00,000 to 10,00,000 - Rs.5 per Transaction + Tax|
|Fund Transfer RTGS||Up to a cumulative of Rs.10,00,000/- per user||Rs.2 lakhs to Rs.5 lakhs - Rs.5+ Tax and Above Rs.5 lakhs - Rs.10 + Tax|
|IMPS-P2A||Up to a cumulative of Rs.2,00,000/- per user||Upto 1,000 - NIL, from Rs.1,001 to Rs.10,000 - Rs.1/- per Transaction +Tax, from Rs.10,001 to Rs.1,00,000 - Rs.2/- per Transaction +Tax and from Rs.1,00,001 to Rs.2,00,000 - Rs.3/- per Transaction +Tax|
|IMPS- P2P||Up to a cumulative of Rs.2,00,000/- per user||Upto 1,000 - NIL, from Rs.1,001 to Rs.10,000 - Rs.1/- per Transaction +Tax, from Rs.10,001 to Rs.1,00,000 - Rs.2/- per Transaction +Tax and from Rs.1,00,001 to Rs.2,00,000 - Rs.3/- per Transaction +Tax|
|Quick Transfer - IMPS||Up to a cumulative of Rs.25,000/-
Per transaction limit is Rs.10,000/-
|Upto 1,000 - NIL and Rs.1,001 to Rs.10,000 - Rs.1/- per Transaction +Tax|
7. Is this service available overseas?
Yes. It is available to domestic Internet Banking customers. One time activation password will be sent to registered mobile number with Bank.
8. Do I need to register with a specific service provider to avail this service?
This facility is available across all service providers.
9. Will there be more services available in mobile banking in the future?
Yes, the future services would involve more m-Commerce transactions like purchase of movie tickets, air/train tickets, etc.
10. How does Mobile Banking Services work?
The Mobile Banking Services works Through Smartphone application for customers having any mobile with data (GPRS) connectivity. This is also menu driven.