State Bank of India SMS Banking service is available on all phones. You can send keywords as SMS to 9223440000. Ordinary SMS charges are applicable.

SMS Banking service is available on all phones. You can send keywords as SMS to 9223440000.Ordinary SMS charges are applicable.

  • Send SMS <MBSREG> to 9223440000. User ID and default MPIN will be sent as response to the above SMS
  • Change the default MPIN by sending the following SMS to 9223440000: <Smpin> <UserId> <Old Mpin (or default MPIN)> <New Mpin>
  • Accept the Terms and Conditions by sending the following SMS to 9223440000: <Saccept> <UserId> <Mpin>
  • Register at ATM/Internet Banking/Branch :
    • At the ATM : swipe the Debit Card, select Mobile Registration > Mobile Banking > Registration > enter your mobile number and confirm
    • Internet Banking: Log into OnlineSBI, select eServices > State Bank Freedom from the list on the left side > Registration > Enter User ID and mobile number > Select the account (only SB/ CA) to be enabled > submit. For adding more accounts, visit the Home branch of the primary account or other accounts.
    • At the Branch: Visit the Home Branch of your account.
  • Enquiry Services (Balance Enquiry / Mini Statement)
  • Prepaid Mobile / MobiCash wallet Top up
  • DTH Recharge
  • IMPS Fund transfer - (Mobile number & MMID and Account Number & IFS Code)
  • Change MPIN
  • IMPS Merchant payments
  • All Current/ Savings Bank Account holders in P segment and Current accountholders in SME segment are eligible.
  • Transaction limit per customer per day is Rs.5,000/- with a calendar month limit of Rs.25,000/-
  • Transaction charges upto Rs.1,000 is NIL and from Rs.1,001 to Rs.5,000 is Rs.5/- per Transaction +Tax.
  • Service available over all telecom service providers.
  • The Service is free of charge. SMS cost will be borne by the customer.
  • As a precaution, Customers are requested to delete all the messages sent to the number 9223440000, once the response for their request has been received.
Format of SMS text to be sent to 9223440000 or 567676 Purpose
MBSREG or MBREG Obtain User ID and default MPIN
SMPIN UserID OldMPIN New MPIN Change MPIN
SACCEPT UserID MPIN To accept Terms and Conditions, which are available at the Bank's website www.sbi.co.in
SBAL UserID MPIN For balance enquiry
SMIN UserID MPIN Mini statement of account
STOPUP UserID MPIN TelecomOperator MobileNo Amount Mobile Top-up
SDTH UserID MPIN ServiceProvider DTHSerialNo Amount DTH recharge
SMOBITOP UserID MPIN CardType CardNumber Amount Top-up of Prepaid Card
IMPS BeneficiaryMobileNo BeneficiaryMMID Amount UserID MPIN PaymentReference (Optional upto 20 chars - customer remarks) IMPS Funds Transfer based on MMID Mobile Number (P2P)
IMPS BeneficiaryAccNo BeneficiaryIFSC Amount UserID MPIN Purpose (Optional upto_20_chars) IMPS Fund Transfer based on IFS Code and Account Number (P2A)
MMID UserID Generate MMID (Generated automatically for the newly registered customers)
MMID UserID Retrieve MMID
MMIDCANCEL UserID Cancel MMID
MIMPS MerchantMobileNo MerchantMMID Amount UserID MPIN PaymentReference (upto_20_chars) e.g. MIMPS 9999999999 9002123 500 zzz000 123456 invoice 7549 IMPS Merchant Transaction
SASEED UserID MPIN AadhaarNo Aadhaar Seeding
SDEREG or SDREG De-register from Mobile Banking Service
SFPIN UserID Forgot MPIN
MMID <Bank Code> <11 digit Account number>. Bank Codes can be SBI, SBBJ, SBH, SBM, SBP and SBT Generate/ Retrieve MMID for all the customers (not registered for Mobile Banking services) of State Bank Group
MMIDCANCEL <Bank Code> <11 digit Account number>. Bank Codes can be SBI, SBBJ, SBH, SBM, SBP and SBT Cancel MMID for all the customers (not registered for Mobile Banking services) of State Bank Group